Nolo's Guide to Social Security Disability covers the criteria for getting disability benefits for back problems, heart and cardiovascular disease, diabetes, cancer, autoimmune diseases, mental issues like depression and anxiety, and 200 more medical conditions. Learn how to match the medical details of your disability to Social Security regulations to make sure you have the right evidence to qualify for the benefits you're due when you apply. This guide is written by a former Chief Medical Consultant for the Social Security Administration whose expert deciphering of the medical portions of SSA regulations will help you understand how you can get benefits. If you've been denied benefits already, this book will tell you how to find out why and what steps to take to prove that you should get benefits on appeal. This edition is completely updated with the latest rules and information plus updated figures for 2018 and many updated medical listings.
Qualify for Social Security disability benefits, quickly and easily Here’s the step-by-step guidance you need if you’re dealing with a long-term or permanent disability. This comprehensive and compassionate book covers both Social Security Disability Insurance and Supplemental Security Income. Newly updated, it shows you how to prove a disability and explains how your age, education and work experience affect your chances. Parents will find special information about benefits available to children with a disability. Learn how to: find the disability criteria for your medical condition prove the severity of a disability appeal if you're denied benefits work part time while keeping your benefits prepare for a Continuing Disability Review, and more. Nolo's Guide to Social Security Disability is written by a former Chief Medical Consultant for the Social Security Administration whose expert deciphering of the medical portions of SSA regulations will help you determine whether your condition will qualify you to receive disability payments, including breathing disabilities, heart disease, mental disorders, speech impairments, cancer, immune system disorders -- and much more. Plus, this book is packed with samples of all the major forms you’ll need.
A complete guide to Social Security disability benefits—everything you need to know, from qualifying and applying for your benefits to appealing the denial of a claim. Written by a former Social Security Administrative & doctor, this book provides a unique behind-the-scenes look at how, the SSA decides who is disabled and deserves benefits.
The complete guide to understanding-and benefiting from-the Social Security disability system Nolo's Guide to Social Security Disability is an essential book for anyone dealing with a long-term or permanent disability. Written both for first-time applicants and existing recipients of Social Security disability, the book demystifies the program and tells you everything you need to know about qualifying and applying for benefits, maintaining your benefits and appealing the denial of a claim. This comprehensive guide also explains: what Social Security disability is what benefits are available to disabled children how to prove a disability how age, education and work experience affect benefits whether or not one can work while receiving benefits how to appeal a denial of benefits how to respond to a Continuing Disability Review and much more This step-by-step guidance allows you to match medical details of your disability to the SSA regulations that will qualify you for benefits and shows how to apply for those benefits. Additionally, the author's background in medicine gives him the distinct ability to decipher the medical portions of the SSA regulations as no one but a doctor could. The 5th edition contains: new and updated descriptions of SSA regulations governing immune and digestive system disorders; updated information on the "ticket-to-work" program (which provides new training and opportunities for disabled workers); the latest new SSA forms and instructions (with sample filled-in forms throughout), plus updated figures, fees, and contact information. The CD-ROM that accompanies the printed version of this book includes forms or other tools; in this eBook, you'll find all those documents in the appendix or at the back of the book.
What to Do and How to Do It Detailed guidance is important when navigating the hidden rules, obscure interpretations, and frequent delays common to Social Security disability cases. Turn to Tom Bush's Social Security Disability Practice when challenges or questions arise. This 1000-page masterwork covers the waterfront of social security disability practice: • Selecting good cases. • Determining the basis for denial, and common erroneous reasons for denial. • Comparison of Social Security disability and SSI. • Obtaining and dealing with medical and vocational opinion evidence. • Impairment-specific RFC questionnaires. • Issues commonly arising in hearings. • Preparing claimants and witnesses to testify, including questionnaires and letters. • Specific and detailed hearing questions for claimants, witnesses, and experts. • Proving inability to do unskilled sedentary work, including cross-examination questions. • Using the Medical-Vocational Guidelines as framework for decision-making, with charts, questions for the vocational expert, and court decisions. • Res judicata and reopening applications. • Index of key rulings. • Calculating back benefits, with worksheet. • Payment issues and solutions, with directory of contact information. • Developing a legal theory for appeal, with checklist and sample briefs. • Attorney fee issues and solutions. • And much, much more. Considered by many to be the most practical work in the field, Social Security Disability Practice is chock-full of practice-proven forms. Developed by author Tom Bush for his own office, these forms will save you hours and improve your advocacy. Just a few of the tips found in the helpful charts, appendices and forms include: • Use "Maximum RFC Permitted for Disability Finding" to quickly determine what exertional limitations a claimant must have in order to win a disability case. • "Social Security Disability and SSI Compared" summarizes differences between the two programs. • "Physical Limitations and Their Effects on Ranges of Work" will help you understand specific medical restrictions. • Author Tom Bush keeps a copy of "Different Standards of Transferability for Different Ages" in his briefcase for questioning vocational experts at hearings. • Begin your research on disability issues with "Guide to Important Social Security Rulings and Acquiescence Rulings." • Prepare for cross-examination with "Medical Expert Handbook," "Vocational Expert Self-study Guide" and "Vocational Expert Handbook" excerpts from manuals given by SSA to medical and vocational experts. • Vocational experts frequently testify with questionable validity that they know from "experience" of unlisted jobs that qualify as Unskilled Sedentary Occupations. Use this Dictionary of Occupation Titles list together with Tom Bush's recommended cross-examination questions to shoot them down. • "The Advocates' Conflicting Obligations Vis-a-vis Adverse Medical Evidence in Social Security Proceedings" tackles the ethical issue that haunts all practitioners—must you submit an adverse medical report? • "Sources of Information" provides summaries, critiques, and ordering information for dozens of other helpful resources. • The telephone intake form helps screen out frivolous cases, and the claimant questionnaire, while lengthy, is a real attorney timesaver. Accompanying client letters and memos reduce the number of common client questions you have to answer. • Overcome low back pain denials with maximum detail and explanations from the treating physician using the "Lumbar Spine RFC Questionnaire." • "Activities Questionnaire," sent a few days before the hearing, can help claimants think about how their impairments have changed their lives. • With these model questions, show that the vocational expert's testimony about the number of unskilled sedentary jobs within the claimant's RFC is hogwash. • Detailed hearing questions for the claimant on work experience, medical history and treatment, physical and mental symptoms, RFC, and daily activities. Minimize the frustrations in dealing with the SSA, the author, a veteran disability representative, clarifies issues such as: developing the theory of the case, establishing and proving pain, dealing with vocational and medical experts and using the fee agreement process. Useful forms, questionnaires, and checklists help you streamline cases. The two volume book now includes access to Jamesforms.com, containing more than 120 forms.
Your complete guide to Social Security retirement and medical benefits. The rules for claiming Social Security have changed. Find out if you still qualify to file and suspend benefits or to choose between your own benefits and spousal benefits before these strategies disappear. Learn this and more with Social Security, Medicare & Government Pensions--completely updated for 2018. Social Security benefits. Figure out how to get retirement, disability, dependents and survivors benefits, or Supplemental Security Income (SSI). Decide whether it's best to claim benefits early, at full retirement age, or not until you turn 70--and how to time your claims so you and your spouse get the best benefits. Medicare & Medicaid. Learn how to qualify for and enroll in both programs, including Medicare Part D drug coverage. Medigap insurance & Medicare Advantage plans. Understand what new Medigap policies are available (and old ones that aren't), compare Medigap and Medicare Advantage plans, and choose what's best for you. Government pensions & veterans benefits. Discover when and how to claim the benefits you have earned. Whether you're looking for yourself or helping a parent, you'll find valuable information here, including how to file many essential forms online.
The authors' intention in writing this book - the first volume in a new series - is to help you and your family keep your Social Security Disability Benefits. Many of you have used legal help in the past when you were trying to get your benefits, but with Continuing Disability Reviews, it's difficult to find an attorney. Jerrold Zivic (along with his son Aaron) put their 30+ years of knowledge to use helping you keep your Social Security Disability Benefits. PRAISE FOR JERROLD ZIVIC AND HIS WORK: Working with Mr. Zivic over the past 25 yrs has proven to be very rewarding. In my position as a claim representative, one of my responsibilities is to refer disabled employees to a fair and responsive SSD representative. Mr. Zivic proved time and time again his extensive knowledge in the field of SSD. My disabled employees always found him eager to do his very best representation so they would obtain the very best results. Thank-you Mr. Zivic for always giving 110% to your clients! --- Betty A - LTD Benefit Specialist I would like to take this opportunity to tell you that Mr. Zivic was a superb attorney. He was most helpful, sympathetic and sincere person anyone in my position could have hoped for to represent me. It was indeed a very nerve racking, emotional and trying time. He was simply brilliant n his ability to calm my nerve and fears to handle this case in a most professional manner. To put it simply - he's the greatest. --- Peter R I would just like to say thank you! So very much for all of your time and effort, that you gave me. Also for all of your diligence and patience. Once again I thank you for all of your courtesy I love you guys a lot and will always remember you. Mr. Zivic thank you! G-d bless you always! --- Patricia H
Provides step-by-step information to successfully obtain and keep receiving Social Security Disability benefits.
A retired Social Security Judge provides practical advice not available anywhere else at any level. Judge Marks' book discusses how critical credibility is to the disability process and tells readers how to "Navigate the Social Security Disability Maze" It is packed with simple how to advice in language the average claimant can understand. A must have for Social Security Disability applicants.
This handbook serves as a practical guide for students handling Social Security cases in a live-client clinical course. It includes explanations of the basic eligibility requirements for all of the current Social Security Act benefit programs, with detailed explanations of the criteria relevant to the Title II and Title XVI disability programs. It also includes extensive coverage of the Social Security Administrations disability determination process, as well as the key aspects of Social Security practice and procedure that students must understand in order to represent clients effectively.
Nolo's Essential Guide to Divorce provides clear answers that can help make divorce simpler and reduce its financial and emotional cost. Readers will even learn how to complete the divorce with minimal help from an attorney. With compassion and understanding, Nolo's Essential Guide to Divorce explains what to expect through each stage of divorce. It helps readers: understand the divorce process learn about different types of divorce, including mediated, collaborative, and contested identify and divide property and assets fairly work with mediators or lawyers avoid expensive and painful court battles establish child custody and visitation arrangements handle child support issues, including how support is paid and enforced draft a marital settlement agreement deal with divorce emergencies address post-divorce issues, and negotiate and settle spousal support.
When financial advisor Spencer Sherman found himself crossing a police line to retrieve his work files from a burning office building, he realized he had money madness. He noticed it in his clients, too: those irrational feelings about money that make otherwise rational adults behave foolishly—buying high, selling low, overspending, lying to their spouses, equating their self-worth with their net worth. Money madness stresses us out, poisons our relationships, and keeps us from making as much money as we can. So Spencer invented the cure. Now, in The Cure for Money Madness, he gives us the tools that have helped thousands of people find greater peace of mind—and make more money. Money madness, Spencer shows us, comes from unproductive messages that we received long ago. “It takes money to make money.” “Paying rent is just throwing money down the drain.” “Don’t talk about money.” When you challenge the messages, you can transform all aspects of your money life: earning, spending, saving, investing, giving, borrowing. More money will flow to you. Your relationships will improve. You’ll enjoy your money more. And you’ll be more generous, too. In The Cure for Money Madness, you’ll discover: How much your money madness has been costing you How wealthy you truly are, by using the revolutionary Actual Net WorthTM statement How “small and boring” can help you outperform the top investors—without watching the market How to communicate about money in ways that create deeper connections with your spouse, parents, children, friends, and colleagues How to know what is truly enough Money madness keeps us from living as richly as we might and enjoying the wealth we have. In these tough economic times, The Cure for Money Madness transforms fear and stress into prosperity and peace. The Cure for Money Madness makes a golden promise: stress-free prosperity and a lifetime of financial peace.
Every day, it seems, another company is in the news for the wrong reason: It’s been accused of harassment or discrimination against employees. Your company can avoid this fate by making sure managers and employees recognize and know how to respond to illegal conduct promptly and effectively. The Essential Guide to Handling Workplace Harassment & Discrimination gives you a straightforward explanation of what the law requires of an employer and breaks down the steps to follow to make sure your company is in compliance. Taking into consideration the practical realities of applying the law in everyday situations, this guide answers common questions that you're likely to encounter. The book gives you thorough explanations, in plain English, of the important legal principles that human resources professionals, managers, and supervisors must understand in order to deal with harassment and discrimination in the workplace. You'll also get samples, quizzes, and real-world scenarios that will help you to apply these principles in situations you actually confront. Find guidance on: what harassment is and how to stop it when and how discrimination occurs how to draft and communicate effective policies how to conduct training how to handle employee complaints and investigate claims thoroughly how to protect the company with proper documentation, and what to expect if an employee files a charge or lawsuit. The Essential Guide to Handling Workplace Harassment & Discrimination is packed with legal strategies and information for busy managers, giving you the tools to protect your employees—and the company—from workplace harassment and discrimination. This guide is the essential reference book for anyone who is responsible for addressing and preventing harassment and discrimination problems in the workplace. This book has forms and are downloadable through a special link in the book.
Millions of Americans have created living trusts over the past couple of decades, giving little or no thought to what the successor trustee will have to do when the time comes. This book shows every trustee how to handle paperwork, keep beneficiaries informed, and get help from experts if necessary.
This Handbook provides information on �how Social Security programs are administered; �who is and isn't covered under the insurance programs; �how claims are processed; �what benefits are included; and�how to obtain more information about Social Security policy.
This Handbook provides information on �how Social Security programs are administered; �who is and isn't covered under the insurance programs; �how claims are processed; �what benefits are included; and�how to obtain more information about Social Security policy.
From cars and tools to housing and childcare, many people would like to share resources but don't know how-or where-to start. The Sharing Solution is a timely practical and legal guide that explains how to create and maintain successful sharing arrangements while addressing common concerns about liability, communication, and more. This book will help anyone share: Meals and food, through bulk buying clubs, meal-sharing arrangements, community gardens, neighborhood fruit harvests, and more Household goods, from tools and toys to appliances and exercise equipment Cars, by sharing a car with a neighbor, starting or joining a car-sharing group, carpooling, or ride-sharing Caregiving, whether for pets, children, older family members, or relatives with disabilities Business resources, such as office supplies, equipment, space, and even employees Housing, whether by sharing a house, retrofitting a home to accommodate two households, or joining a cohousing community The Sharing Solution speaks to Americans' growing desire to not only live more sustainably, but also save money and create stronger communities. Sharing is a simple step anyone - young or old, rich or poor - can take, right now, to make a difference. Who can benefit from sharing? Busy parents looking for help with meals or pet care Retirees who are looking to share needed services Anyone concerned about the environment and wants to adopt a more sustainable lifestyle. Anyone who wishes to purchase property but can't afford a single-family home Professionals who work in community development Low-income families or those who require - or desire - a purchase that they cannot single-handedly afford The authors, attorneys Janelle Orsi and Emily Doskow, bring a visionary spirit to developing practical, logistical, and legal frameworks for many types of sharing arrangements. In the book, you will find: Sample written agreements for many kinds of sharing arrangements Step by step instructions for creating a sharing plan and sorting out logistics Legal explanations that are clear and accessible Ideas and examples of the creative ways that groups around the country have formed successful sharing arrangements Tips for communicating with your sharing partners and handling disputes Resources to help you find sharing partners, join existing sharing groups, and learn about helpful groups and organizations Useful checklists, charts, tables, and much more The ultimate beauty of sharing is that it's a solution we create for ourselves. It's not a government program, nor is it the "latest and greatest" product marketed to us on billboards. It's a solution based on our own needs and lifestyles, in our own communities. It's a way for each of us to shape our own lives in positive ways and simultaneously benefit the world as a whole. In that respect, sharing is more than a simple trend: Some might even say our society is moving toward a sharing revolution. We hope you'll use The Sharing Solution to become part of it.
Menifield’s budgeting and finance book firmly connects budgetary theory and practice. It provides instructors a standalone book that covers all of the major thematic areas expected of a book of this type.
Today, 1 in 4 people going through a divorce are over 50. Over-50 divorces can be more financially burdensome because they usually involve alimony, retirement, health insurance, and Social Security benefits – this book covers all these issues and more.

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